Travel Insurance — Visitors · Super Visa · Students · Canadians Abroad
A hospital day in Canada can cost thousands; an emergency abroad can cost far more. One right-sized policy makes the problem disappear. Talk to a real advisor — we compare quotes from more than 10 carriers, answer your questions on the spot, and email your policy often the same day.
Four journeys
Every plan we quote starts with who's travelling, which direction, and for how long. These four cover almost everyone who calls us.
Provincial health care doesn't cover visitors, and one emergency room visit can undo a year of savings. Emergency medical and AD&D from $10,000 to $300,000 — for parents, relatives and friends visiting for weeks or staying for months. Put coverage in place before leaving home.
Get a visitor quote → Trips & snowbirdsGroup benefits and credit-card coverage often carry low limits, age caps and exclusions discovered only at claim time. Emergency medical up to $5–10 million, trip cancellation and interruption, baggage — and multi-trip annual plans that beat two single-trip policies if you travel more than twice a year.
Get a trip quote → Studying in CanadaPlans for international students and accompanying family. The part most families miss: your visiting parents may qualify for the student-class plan — often dramatically cheaper than a regular visitor plan for the same coverage. We've compared the major student plans line by line.
Get a student quote → Parents & grandparentsApplications require proof of paid Canadian medical coverage of at least $100,000, valid one year. We arrange compliant policies — instalment payment options included — and if plans change or the visa is refused, a partial or full refund may be available.
Get a super visa quote →Get a Free Quote
Most sites quote you one insurer at a time. Tell us once — a licensed advisor compares the major Canadian carriers line by line and replies with the best price for your exact situation within 2 business days. Free, no obligation, in English or Chinese.
What's inside
The core of every plan is emergency medical: hospital stays, physicians and specialists, ambulance, diagnostics, prescription drugs, emergency dental relief, and — the piece people forget — medical repatriation home, which can cost six figures without coverage. Good plans add 24/7 multilingual emergency assistance that coordinates care and, with many insurers, bills the hospital directly so you're not fronting five-figure sums on a credit card in an ER.
Beyond medical: trip cancellation and interruption refunds prepaid flights and hotels when covered events derail plans; baggage loss and delay keeps the inconvenience small; AD&D adds a lump-sum layer for the worst case.
The fine print that decides claims
Two items settle most claim disputes, and we check both on every quote: pre-existing condition stability periods (how long your health must be unchanged before departure — rules differ by insurer and age) and deductible options, which can cut your premium meaningfully. This is exactly what an advisor is for.
Trusted partners
From global names to Canadian travel specialists — Allianz, Manulife, Sun Life, Desjardins, iA, TuGo, GMS, Travelance, JF and more. Each is strong for a different traveller; we quote the two or three that genuinely fit you, and tell you why.
Talk to a licensed advisor who answers your questions on the spot — in English or Chinese.
We balance rates against claim experience and service. The cheapest policy that doesn't pay isn't cheap.
Quote by phone, pay by credit card, policy in your email — often the same day. Travel prep, minus the stress.
Students, super visas, snowbirds and everything between — we've quoted, issued and claimed them all.
Fill in the 60-second quote form above — pick who's travelling, the dates and the traveller details, and a licensed advisor compares 10+ carriers and emails your lowest workable price within 2 business days. Prefer to talk? Call 647-951-1588 or write to partners@wealthi.ca. When you're happy with the quote, pay by credit card and the issued policy lands in your inbox — often the same day.
We represent more than 10 companies, from niche specialists to global giants, so sharp rates are the easy part. We also weigh service and claim experience — the cheapest policy that doesn't pay isn't cheap.
Yes — 10 days full free-look before the effective date; partial refunds after, if no claims and conditions are met. Super visa policies included.
Most plans cover conditions "stable" for 90–180 days before departure, varying by insurer and age. It's the most disputed area in travel claims — tell us your full health picture and we'll match the insurer whose stability rules fit.
Happy travellers
Get a Travel Quote
Tell us who's travelling, where, and for how long — we'll come back with tailored quotes from the carriers that genuinely fit. Free, no obligation, in English or Chinese.
// one hospital day in Canada costs more than a year of coverage